|
Re: The acid test
Hi
Painful experience...Can I ask how much your premium was to cover this kit? I work for a major Insurance company and have had dealings with Towergate...they are a greedy company in terms of commission they charge!
£8000 is a lot of kit, but for the average person here I would recommend taking out Unspecified Personal Belongings on their House insurance which usually covers upto about £1500 - £2000 (check policy wording to make sure this includes camera equipment!). If this doesn't cover it then take out Specified Personal Belongings for Camera Equipment which is an additional cover on House Insurance, usually upto about £10000 in total. The important point about these covers is that they cover stuff where the claim originates outside the home. If you read your policy wording on your contents insurance you may find there is a certain amount of accidental damage cover included if you damage camera in the home.
Anyway, thats enough about insurance...I've left work for the day!
Good luck with your claim.
Andy
|