[fionaB]

I dont have a current account, i dont have a cheque book, i dont have a switch card, but i do have a normal saving account that my wages get paid into and all my standing orders and direct debits get paid from. i have no ned of another bank account lol no savings. And although i do see your point of things having to be paid for Rob, the bank makes its money from the money that we pay into our accounts by using it for investments and loans etc, its OUR money that the bank is using not its own, so WE are paying for everything in the first place.well other folk are as i dont have anything in the bank and my money aint in the bank long enough for them to use it on anything. i think people forget that you dont actually have any money in the bank, all you have is a figure on paper UNTIl the time u want to withdraw it! your wages and savings arent sitting there idly waiting for you to withdraw them, as soon as the money is in the bank will use it on something.

Fiona