Credit Card Fraud, a warning

Braeden · 13-01-2006, 19:23

I have always thought I was pretty careful with my cards and details - but today I found out that I have been a victim of unscrupulous people who have somehow got a hold of my credit card details.

It has also been confirmed by the fraud team at my card issuer that the fraudsters know my address and the last 3 numbers on the signature strip so they either have access to the computer details at one of the few places I use my credit card (almost exclusively online really but even then only a very few places - except for putting fuel in the car) or they have physically seen/held my card.

Please, be careful with your details and be extra vigilant with what you throw away - make sure you shred all paperwork showing your address, card and bank details or any other information that can be used to commit fraud.

SammyC · 13-01-2006, 19:29

So has everything been fixed? Or are you stuck with a large bill not of your own making (strange how criminals like buying camera lenses...)

Braeden · 13-01-2006, 19:33

As far as I am aware I am covered against the fraudulent transactions. The card company are sending me a letter so that I can indicate which are fraudulent and which are genuine and then we go from there.

I would like to get my hands on the thieving scrotes though

IanC_UK · 13-01-2006, 19:37

Quote:

Originally Posted by Braeden

As far as I am aware I am covered against the fraudulent transactions. The card company are sending me a letter so that I can indicate which are fraudulent and which are genuine and then we go from there.

I would like to get my hands on the thieving scrotes though

Damn thats bad news mate !

Mind you, couold always slip on the form and get some money off soemthing

Matty · 13-01-2006, 19:39

had my barclaycard fleeced before now, and also have my switch card cloned. Bank sorted it straight away, still waiting on barclaycard to confirm that i dont actully shop in america.....

IanC_UK · 13-01-2006, 19:46

Quote:

Originally Posted by Matty

had my barclaycard fleeced before now, and also have my switch card cloned. Bank sorted it straight away, still waiting on barclaycard to confirm that i dont actully shop in america.....

Used to know a girl that worked in the fraud dept at Barclaycard !

Braeden · 13-01-2006, 19:47

one of my "transactions" was in italy today... as far as I am aware, I was at work in Bradford

However the other was in Argos in Cheshunt

Would have preferred to be in italy than Bradford I can tell you

IanC_UK · 13-01-2006, 19:51

Quote:

Originally Posted by Braeden

one of my "transactions" was in italy today... as far as I am aware, I was at work in Bradford

However the other was in Argos in Cheshunt

Would have preferred to be in italy than Bradford I can tell you

i dare say ! lol could you not say, do i look like the sort of person who shops in Argos ! really ! lol

RobertP · 13-01-2006, 20:03

My daughters First Direct debit card got cloned. They sorted her out within a week - credited back about £250 and sent her a new card. Very run of the mill to them... a bit scary for her.

CT · 13-01-2006, 20:05

Don't ever let your credit card out of your sight. Don't let anyone take it away - which frequently happens when you remain at your table in restaurants. Get up and pay at the desk.

IanC_UK · 13-01-2006, 20:07

or be like me and dont have a credit card ! mind you it makes buying online tricky ! lol

CT · 13-01-2006, 20:11

I managed without a credit card for years, but finally got one for just that reason, not all internet sites accept Switch cards, and sending personal cheques is slow and painful.

Braeden · 13-01-2006, 20:16

Quote:

Originally Posted by CT

Don't ever let your credit card out of your sight. Don't let anyone take it away - which frequently happens when you remain at your table in restaurants. Get up and pay at the desk.

When we eat out I always do that, or pay in cash. I am at a bit of a loss as to where they got my details as my online purchases are with reputable people - amazon and warehouse express are the main ones. I always pay for my fuel on the CC and other than that the only other use is a very occasional paypal payment.

Still the card has been stopped so they can't use it anymore. The card company actually noticed at approx 3pm and blocked the account from that point. But the transactions actually started on the 11th so who knows how many others are not yet showing up

IanC_UK · 13-01-2006, 20:18

Quote:

Originally Posted by Braeden

When we eat out I always do that, or pay in cash. I am at a bit of a loss as to where they got my details as my online purchases are with reputable people - amazon and warehouse express are the main ones. I always pay for my fuel on the CC and other than that the only other use is a very occasional paypal payment.

Still the card has been stopped so they can't use it anymore. The card company actually noticed at approx 3pm and blocked the account from that point. But the transactions actually started on the 11th so who knows how many others are not yet showing up

Nearly all of the cases i have personal experience of (ie people i know getting cloned) happened in petrol stations ! They have a seperate swipe under the counter, swipe the card, and checking the signature they can see the security code on the back, how they got the address is a bit beyond my not so sherlock holmes like skills though ! lol

Braeden · 13-01-2006, 20:21

I use the express pumps at Asda to refuel so never actually give my card to anyone. The card readers are very easily recognisable though so would never put my card into a machine that looked dodgy.

CT · 13-01-2006, 20:24

Well there's a huge assumption these days that it's internet fraud. Sometimes it is obviously, but a lot of it is still via people we come into physical contact with when paying for items. It isn't necessarily any reflection on the business itself but often it's dodgy employees who will take card detalis - it doesn't take long. Then of course there have been loads of bank cash dispensers hit by concealed cameras.

CT · 13-01-2006, 20:25

Petrol stations are particularly dodgy, it's true.

13-01-2006, 20:28	#18 (permalink)
busterboy Been here a while Join Date: Jul 2005 Location: Harrogate. Yorkshire Posts: 496