Pixalo Photography Community

Go Back   Pixalo Photography Community > Photography Forums > General photography questions and answers

General photography questions and answers: Discuss Insurance...Hiya all, I was wondering how many of you insure your equipment and who you use, I used to use ...
Welcome to the Pixalo Photography Community. As a Guest you are free to browse the site, but see what extras you get as a Member here.


Reply
 
LinkBack Thread Tools Display Modes
Old 15-09-2005, 11:03   #1 (permalink)
Rep Point Winner 07
 
Gary Bagshawe's Avatar
 
Join Date: Apr 2005
Location: Sheffield UK
Posts: 2,746
Gary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of light
Gary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of light

Image edit - ASK
User's Gallery
Users Camera Equipment List
Insurance

Hiya all, I was wondering how many of you insure your equipment and who you use, I used to use a company who shall remain nameless but all the "horsing" around I had to go through when making a claim was daft! and I had pro cover but it still took over a month to get paid out.
Well it's time to renew my cover and any advice from you guys would be most helpfull.
cheers
Gary Bagshawe is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15-09-2005, 11:22   #2 (permalink)
Been here a while
 
Join Date: Feb 2005
Location: Tynemouth
Posts: 298
Adrian is an unknown quantity at this point
User's Gallery
I use Photoguard. They offer good cover, no daft excesses, fair (for an insurance company) exclusions and offer optional cover for theft from an unattended motor vehicle subject to a few conditions, such as Thatcham alarm/immobiliser. My policy has a minimum claim of 100 and no excess.
Adrian is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15-09-2005, 13:38   #3 (permalink)
Rep Point Winner 07
 
Gary Bagshawe's Avatar
 
Join Date: Apr 2005
Location: Sheffield UK
Posts: 2,746
Gary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of light
Gary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of lightGary Bagshawe is a glorious beacon of light

Image edit - ASK
User's Gallery
Users Camera Equipment List
Had a look at that, very competitive and simple to apply.
Gary Bagshawe is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15-09-2005, 14:03   #4 (permalink)
Getting Comfy
 
Join Date: Jul 2005
Posts: 137
wez130 is on a distinguished roadwez130 is on a distinguished road

Image editing O.K.
User's Gallery
i'm looking at that photoguard, but as i have a discontinued canon 10D, how much would i put for replacement new cost? - would that be similar to the cost of a 20d as that's what replaced it?
wez130 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15-09-2005, 14:20   #5 (permalink)
Been here a while
 
Join Date: Feb 2005
Location: Tynemouth
Posts: 298
Adrian is an unknown quantity at this point
User's Gallery
Quote:
Originally Posted by wez130
i'm looking at that photoguard, but as i have a discontinued canon 10D, how much would i put for replacement new cost? - would that be similar to the cost of a 20d as that's what replaced it?
I've also got a 10D on my policy and I've done exactly that.
Adrian is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15-09-2005, 15:46   #6 (permalink)
Pixalo Crew
 
Join Date: Jan 2005
Posts: 19,250
Steve is just really nice
Steve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really nice

Image edit - ASK
User's Gallery
Users Camera Equipment List
Also before deciding on any one insurance company it may be worth enquiring with your home insurance to see how much extra they would chanrge. Make sure when enquiring that you get a written copy of the terms though, where it is insured, what is insured, what is required from you to ensure cover (and especially be careful about cover for theift from a car). Also make sure that you have a "new for old" policy too.

For some this may be the cheapest way.
Steve is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16-09-2005, 08:34   #7 (permalink)
Forum Regular
 
milou's Avatar
 
Join Date: Apr 2005
Location: Southampton
Posts: 583
milou is an unknown quantity at this point

Image editing O.K.
User's Gallery
Steve's right about this. Personally, my home insurance extended the cover for accidential damage, in and away from the home, loss whilst being swept away etc etc.
milou is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16-09-2005, 09:04   #8 (permalink)
Getting Comfy
 
Join Date: Jul 2005
Posts: 137
wez130 is on a distinguished roadwez130 is on a distinguished road

Image editing O.K.
User's Gallery
i did the home insurance thing, they wanted an extra 9/month, so not cheaper for me
wez130 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16-09-2005, 09:59   #9 (permalink)
Pixalo Crew
 
Join Date: Jan 2005
Posts: 19,250
Steve is just really nice
Steve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really niceSteve is just really nice

Image edit - ASK
User's Gallery
Users Camera Equipment List
Like everything else I suppose it depends on who your home insurance cover is with and what your personal circumstances are, its still worth checking with them if you are just beginning to look for cover, for some it will be the cheapest option, for others it won't
Steve is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Camera Insurance Magnus General photography questions and answers 6 19-01-2007 16:40
Insurance Walter General Chat 3 08-08-2006 02:00
Insurance Ad Dave Jokes and Funny Threads 3 03-07-2006 07:50
Insurance statements Steve Jokes and Funny Threads 0 15-06-2006 14:28
Insurance part 2 GfK General photography questions and answers 5 16-09-2005 09:52


All times are GMT +1. The time now is 11:33.


vBulletin Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
ReviewPost & PhotoPost vB3 Enhanced, Copyright 2003-2014 All Enthusiast, Inc.
SEO by vBSEO 3.3.0
Copyright 2006 - 2017 Pixalo.com

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196